Appraisal services for Kaneohe and Honolulu County homeowners

Check out the top seven reasons HI homeowners need TSH Real Estate and Appraisal Services, LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Honolulu county's assessment of your propertyvalue
  3. Remove PMI to cut their mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a HI divorce, when property needs to be divided
  7. Settle an estate in HI by determining the true market value of real estate in question

Own a house in or near Kaneohe, HI and need help determining the price of it?
Contact TSH Real Estate and Appraisal Services, LLC.

At TSH Real Estate and Appraisal Services, LLC, we understand the individual needs of a homeowner seeking appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. But as a consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at TSH Real Estate and Appraisal Services, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

PMI Removal Appraisals

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping customers just like you do away with unnecessary PMI insurance.

Challenge Tax Assessment

If you live in a region that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an appraisal report from TSH Real Estate and Appraisal Services, LLC is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. TSH Real Estate and Appraisal Services, LLC can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? TSH Real Estate and Appraisal Services, LLC can We can assist you. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.