Let TSH Real Estate and Appraisal Services, LLC take care of your appraisal needsTo a lot of people, an appraisal just looks like one more thing on the break-sheet for a home sale or refinance. And while there are a developing number of automated home valuation systems that might seem more cost-effective than an appraisal, practically all lenders still call for a local expert because the stakes are very high. Is securing a mortgage the only basis for getting an appraisal? Are there also instances when the services of a certified, independent real estate professional might come in handy? Of course. 
Dispute your tax assessmentIt's probable you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are determined by a past assessment of your home, so if values have gone down in your neighborhood, you can challenge your assessment and save money. An appraisal from TSH Real Estate and Appraisal Services, LLC is your best evidence when building your case. At TSH Real Estate and Appraisal Services, LLC, we're capable of assisting you in appealing your tax assessment. PMI removal to reduce your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that almost all lenders ask homeowners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. This extra payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. TSH Real Estate and Appraisal Services, LLC will give you a statement regarding the value of your home, and the price you paid for the home valuation can generally be recovered in just a few months because you'll no longer be paying the PMI. Order an appraisal from TSH Real Estate and Appraisal Services, LLC Order onlineDivorce settlement with less stressA divorce is a very daunting experience for the parties involved, and it is often further complicated by the difficult decision of who maintains the home. Regardless of the circumstances, it's a good idea to get an appraisal from TSH Real Estate and Appraisal Services, LLC so both parties are entirely aware of the true market value of their property. The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Determine a fair and accurate valuation for estate liquidationLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion. Most Americans don't have dedicated estate planners or executors to manage these issues, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal. Relocate to or from Honolulu County through an employee relocation programWe know the stress involved with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed inspection, we encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information regarding any new sales or listings in their area that they want considered. Close on your home promptly — at the right priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees rest on our efforts to complete the appraisal report and not a percentage of the sales price. On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. 
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